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Payment Plans

Convenient Payment Plans

Interstate Oil & Energy in Cranston, Rhode Island, offers customers a wide variety of payment plans and discount options for our delivery and heating services. We have a variety of plans to address individual needs.

Budget Payment Plan

No more dealing with expensive oil bills during the heating season with our Budget Payment Plan. This plan allows you to spread your annual oil delivery payments out evenly over a 10 or 12-month period. We look at past usage history to determine your estimated annual price and then divide that number by the number of months you choose for your payment plan. This way, you’ll make low, predictable payments each month including during those peak winter months.

What’s more, all Budget Payment Plan customers automatically receive the same discount on their fuel each month as quick payment customers.

Price Protection Plans

Take advantage of greater protection for your home and wallet this heating season. Choose between our Price Lock Plan and Ceiling Price Plan for consistent, predictable heating oil pricing all season long! View plan details below to decide which is best for you.

Enrollment is on a first-come, first-service basis, beginning in September of each year. Don’t miss your chance to sign up for one of our most valuable services.

Price Lock Plan*
Never worry about monitoring the price of heating oil with our Price Lock Plan. This plan allows you to lock in a guaranteed fixed price for the entire heating season. The price will remain the same regardless of what happens to the cost of heating oil.

Ceiling Price Plan*
The Ceiling Price Plan puts a ceiling on your heating oil price. The price you pay per gallon will be our daily posted price at time of delivery or the ceiling price—whichever is lower. The daily posted price can and often does change on a daily basis; choosing the Ceiling Price Plan will allow you to be worry-free about market price fluctuation and the potential for unexpected oil price spikes.

Contact our office for price per gallon details and more information about either of these plans!

*Fees and conditions apply. Contact our office for complete details.

Quick Payment Discount

To assist you in controlling fuel costs, we offer a 10-day quick payment discount. When you pay within 10 days of delivery, you’ll receive a discount on each gallon purchased. If you are a Budget Payment Plan customer, you will automatically receive this discounted price at the time of delivery.

Automatic Payments

You may choose to have payments for any of our services automatically charged to your credit card. We accept Mastercard, Visa, Discover, and American Express.


To learn more or to enroll in any of our payment plans, please contact us.